Collect and send payments instantly in INR. Lightning-fast integration with enterprise-grade security and competitive transparent pricing.
Connect with every major UPI app and bank in India. Our network ensures your customers can pay using their preferred method.
Support for all major UPI applications including GPay, PhonePe, Paytm, BHIM, and 150+ banking apps.
Integration with 60+ major banks including SBI, HDFC, ICICI, Axis, and regional banks.
Get started in less than 24 hours with our intuitive REST API. Simple integration that works with any programming language.
Military-grade encryption and IP whitelisting ensure your transactions are always secure.
Keep more of your revenue with competitive rates and no hidden fees. Custom pricing based on your business volume.
Always available when you need us. Dedicated support team with deep payments expertise to help you succeed.
Comprehensive dashboard with detailed transaction analytics, success rates, and business insights to drive growth.
Tailored payment solutions designed for your business size and industry needs with flexible customization options.
Our RESTful API works with any programming language. From contact to production in just 3 simple steps.
Provide your email and server IP addresses for secure setup and API key generation.
Get test and production API keys with IP whitelisting for maximum security within 24 hours.
Perfect your integration in testing mode, then switch to production with confidence.
curl -X POST https://api.panapay.in/payments \
-H "Authorization: Bearer YOUR_API_KEY" \
-H "Content-Type: application/json" \
-d '{
"amount": 10000,
"currency": "INR",
"payment_method": "upi",
"customer_email": "customer@example.com",
"redirect_url": "https://yoursite.com/success"
}'"Panapay's UPI integration was seamless. Our players can now deposit instantly during peak tournament hours without any failed transactions."
"The custom pricing for high-volume businesses is unmatched. Our margins improved significantly after switching to Panapay."
"Getting payments in real-time means we can offer better services and scale faster. Game-changer for our platform."
Typically within 24 hours. After you provide your email and server IP addresses, we'll generate your API keys and you can start testing immediately.
Absolutely! You can whitelist as many IP addresses as needed for your infrastructure. This ensures maximum security while giving you flexibility to scale.
Test keys let you simulate transactions without real money moving. Once you're satisfied with your integration, switch to production keys for live transactions with complete confidence.
Currently, our API focuses on one-time payments, but recurring payment functionality is in active development and will be available soon.
Join thousands of businesses already using Panapay to accept payments seamlessly across India's digital ecosystem.